The importance of living within one's means
量入为出的重要性
(第一篇范文)
Nowadays, a large number of people choose to borrow money online or from credit cards in order to buy what they can’t afford.
如今，大量的人选择在网上或从信用卡上借钱，以购买他们负担不起的东西。
Obviously, it’s not a right way to cover one’s expense because it will cause serials of problems. It is of great importance that we live within our means.
显然，这不是一个正确的方式来支付自己的费用，因为它会导致一系列的问题。我们要量入为出，这一点非常重要。
On the one hand, consuming in advance will make us spend more and more, because people tend to think that they will make more money in the future. There is no doubt, such an act will increase people's financial burden. ***nd if one can’t return the debt in time, he or she has to pay interest.
一方面，提前消费会使我们的消费越来越多，因为人们往往认为他们在未来会赚更多的钱。毫无疑问，这种行为会增加人们的经济负担。而如果一个人不能及时归还债务，他或她就必须支付利息。
On the other hand, living beyond our means also puts a lot of stress on our lives because we can't plan our lives well. What's worse, some people choose to commit suicide when they can’t take the pressure anymore.
另一方面，超出自己能力范围的生活也会给我们的生活带来很大的压力，因为我们无法很好地规划自己的生活。更糟糕的是，有些人在无法承受压力时选择自杀。
So it's important to live within your means, which is not only good for planning your life, but is good for your mental health too.
因此，量入为出很重要，这不仅有利于规划你的生活，而且对你的心理健康也有好处。
(第2篇范文)
Living within one’s mean is crucial for everyone’s life. This allows one’s to save money for his or her financial goals, and it also gives him or her cushion in case an emergency arises and need extra cash.
量入为出对每个人的生活都至关重要。这使人们能够为自己的财务目标存钱，同时也为他或她在出现紧急情况需要额外现金时提供缓冲。
Our world works hard to convince us to outspend our income and then provides a thousand ways for us to do it, even provided pre-approved or easy loan from internet. Some credit card companies provided high credit limit for us to spend.
我们的世界努力说服我们花钱比赚钱多，然后为我们提供一千种方法消费，甚至提供预先批准或从互联网上轻松贷款。一些信用卡公司会为我们提供高额度的消费。
“Buy now, pay later” way of spending habit will make us spend more and more, because we think we will make more money in the future. There is no doubt that such a spending habit will get us fall into debt. If we are unable to make payment on time, it will involve financial interest.
"先买后付 "的消费习惯会让我们越花越多，因为我们认为将来会赚更多钱。毫无疑问，这种消费习惯会让我们陷入债务。如果我们不能按时付款，就会涉及到财务利息。
Living beyond our means, make our life miserable. The financial stress will push us on the edge of mental collapse. For those who can’t handle the stress, some choose to end their life.
超出我们的能力范围的生活，使我们的生活变得很痛苦。经济压力会把我们推到精神崩溃的边缘。 对于那些无法承受压力的人，有些人选择结束自己的生命。
So it's important to live within our means, which give us freedom, sleep better, carry less stress, and live a calmer, relaxed life.
因此，重要的是量入为出，这让我们获得自由，睡得更好，背负更少的压力，过上更平静、轻松的生活。
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